203.878.8194 info@fnlonline.com

Healthcare Plans, Benefits Compliance, and Ancillary Benefits

Overwhelming regulation and compliance issues make it imperative for employers to partner with a firm who not only listens to their needs, but one who has the tools and know-how to design and implement a consolidated benefits and technology package that’s right for their size and industry.

Through our partnerships with Blueprint Benefit Advisors (Hamden, Connecticut) and United Benefit Advisors (UBA), we provide thought leadership and best-in-class solutions designed to positively impact employers and make a difference in the lives of their employees and families. UBA’s state-of-the-art tools include the nation’s largest benchmarking survey of employer-sponsored health plans – and a host of other solutions (in house underwriting expertise, a Compliance Team, client webinars, et al) that can boost your benefits and bolster your bottom line. Each UBA office is an independent advisory firm, not a franchise or subsidiary. FNL is proud to remain a family-owned firm that understands the local marketplace and the unique challenges you face as an employer.

Our comprehensive services include:


Defining the goals of both HR and Management in order to design innovative and flexible programs in concert with UBA’s best in class benchmarking resources


Vendor selection and implementation of plans including contribution strategy design for both your health and ancillary benefits


Open enrollment and contract negotiations (whether fully insured or structured with a form of self-funding)


Compliance services including COBRA administration, ACA Compliance, required member notices, and/or Wrap Documents


Advocating for our clients by providing ongoing assistance to Plan Sponsors (billing and membership support) and participants (i.e. communications and wellness programs)


Integrated Technology (i.e. Benefits Administration Systems)


UBA’s exclusive stop loss coalition

Sample Benchmarking Reports

We also have strategic partnerships with payroll firms to help streamline the plan administration process – resulting in an increased value and convenience for you.

Whether your plan is fully insured or self-funded, from design to implementation and through renewal, we are with you every step of the way.  You can depend on FNL to provide extensive guidance and unparalleled service on a year-round basis.

Contact us to receive our free whitepapers. View the first three pages of each below.

Self-Funded Plans Sample

Self-Funded Plans

A National Look at Wellness Programs

Enter your name and email address, and the guide will be delivered to you via email.

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Financial Network Limited